Iowa Department of Agriculture and Land Stewardship’s Cover Crop Insurance Discount Program Continues this Fall

Farmers who seed cover crops this fall can qualify for a $5 per acre discount on spring crop insurance premiums

DES MOINES, Iowa (Sept. 27, 2021) — Iowa Secretary of Agriculture Mike Naig announced today that the Iowa Department of Agriculture and Land Stewardship will offer its cover crop insurance discount program again this year. The program gives farmers and landowners who plant fall cover crops, like rye and oats, the opportunity to apply for a $5 per acre discount on their spring crop insurance premiums. Sign up for the program will begin in December.

“Planting cover crops is a great way for farmers to build upon existing conservation efforts in their farming operations,” said Secretary Naig. “Every field is different so I encourage farmers and landowners to talk to their agronomist, conservation professional, or seed representative to determine which varieties of cover crops may work best for their growing conditions. I hope everyone will consider planting cover crops on at least one field this fall.”

Farmers and landowners can start enrolling in the cover crop insurance discount program in December. To qualify, the cover crop acres cannot be enrolled in other state or USDA Natural Resources Conservation Service (NRCS) cost share programs. More information about the cover crop insurance discount program is available at cleanwateriowa.org/cropinsurancediscount.

Cover crops help improve soil health, prevent soil erosion and lock in nutrients, especially during extreme weather events. Cover crops are proven to reduce nitrogen loads by 28-31 percent and phosphorous loads by 29 percent, which helps improve water quality. They also offer weed control and livestock grazing benefits for producers.

Program Details

This is the fifth year the crop insurance discount program is being administered by the Iowa Department of Agriculture and Land Stewardship and USDA Risk Management Agency (RMA). Interest in the program continues to grow and new farmers and fields join each year. To date, about 1,700 farmers have enrolled nearly 700,000 acres of cover crops in the program. Other states have also started offering similar programs modeled after the one in Iowa, including Illinois and Indiana.

Some insurance policies may be excluded, like Whole-Farm Revenue Protection, or those covered through written agreements. Participants must follow all existing farming practices required by their policy and work with their insurance agencies to maintain eligibility.

Farmers should visit their local USDA service center to learn about other cost share funding available to support the implementation of conservation practices.